Do I need an appraisal for insurance?

I will give you the straight answer. Not worth the risk in my experience. Spend a little more and buy from a real store.

Here is my honest take after owning one. Yes, I have had mine for two years and it still looks great. Just clean it regularly with soap and water.

I have had mine for over two years now. I bought mine from Tiffany for about $8,000. This is totally normal. Mine did the same thing for the first month then settled.

This is totally normal. Mine did the same thing for the first month then settled.

I have had mine for over two years now. My ring came from Tiffany with a full certificate. It depends on your skin and how often you wear it. Mine is fine, but a friend had issues within weeks.

It depends on your skin and how often you wear it. Mine is fine, but a friend had issues within weeks.