Can I insure a lab diamond?

Quick summary first, then details:

What I Noticed

The sparkle is actually more brilliant than a diamond in my opinion, especially under indoor lighting. Up close, nobody has ever guessed it was not a natural stone.

Cost

I paid $800 including the setting. A comparable natural diamond would have been at least five times that. The price difference is the main reason most people go this route.

Durability

It is still going strong after two years. I clean it once a month with warm soapy water and a soft brush. No scratches, no cloudiness.

Who This Is For

• Great if you want maximum sparkle on a budget
• Great if you do not care about resale value
• Skip it if you want something that holds investment value

Honestly, it depends on a few things. Not worth the risk in my experience. Spend a little more and buy from a real store.