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Does insurance cover broken jewelry?

Answered
J
Jake Baker New Contributor
Asked last month
I have been researching for weeks and still cannot decide. Sensitive skin, so that matters to me.

5 Answers

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Best Answer
J
Jackson Thomas Top Contributor
Bench jeweler with 10 years experience. 89 answers · 17 selected

I talked to my jeweler about this last month. Short answer: no. I switched after a few months and never looked back. The upkeep was not worth it.

last month
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Madison Turner Top Contributor
Sensitive skin, only hypoallergenic metals. 82 answers · 12 selected

I went through this exact decision last year.

My Setup

I wear mine every day, including to the gym and to sleep. After a year and a half it still looks brand new.

What to Watch Out For

  • Buy from a reputable seller, not a random listing
  • Ask about the color grade before you order
  • Get a certificate of authenticity

My only regret is not sizing up slightly. It fits snug now that winter is coming.

last month
10
Z
Zoe Harris New Contributor
I repair jewelry at my local bench. 4 answers · 0 selected

This is one of the most common questions I see here.

What I Noticed

The sparkle is actually more brilliant than a diamond in my opinion, especially under indoor lighting. Up close, nobody has ever guessed it was not a natural stone.

Cost

I paid $1,500 including the setting. A comparable natural diamond would have been at least five times that. The price difference is the main reason most people go this route.

Durability

It is still going strong after two years. I clean it once a month with warm soapy water and a soft brush. No scratches, no cloudiness.

Who This Is For

  • Great if you want maximum sparkle on a budget
  • Great if you do not care about resale value
  • Skip it if you want something that holds investment value
last month
  • A
    Ava Harris last month
    This cleared up a lot of confusion.
5
E
Ethan Garcia Verified Expert Verified Jeweler
Jewelry enthusiast and collector. 110 answers · 22 selected

This is one of the most common questions I see here. I compared James Allen and Pandora before deciding. This is totally normal. Mine did the same thing for the first month then settled.

Not worth the risk in my experience. Spend a little more and buy from a real store.

last month
2
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Mia Williams New Contributor
Sensitive skin, only hypoallergenic metals. 4 answers · 1 selected

Short answer:

Step by Step

  1. Confirm the stamp or certificate before buying
  2. Check the return policy on the listing
  3. Order a size slightly larger if unsure
  4. Clean with warm water, dish soap, and a soft toothbrush
  5. Store separately to avoid scratches

I followed these steps and have had zero issues. Hope this helps.

last month

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